15/05/2023 14h47
Cemig passa a inserir clientes no Cadastro Positivo
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<span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">A Cemig começou, neste mês de maio, a comunicar o comportamento de pagamento de clientes a</span></span><span class="v1xxxxcontentpasted11"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">o banco de dados do Cadastro Positivo</span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">. Trata-se de uma base com informações relativas ao histórico de crédito e um conjunto de dados sobre obrigações financeiras de pessoas físicas e jurídicas. Com a iniciativa,</span></span><span class="v1xxxxcontentpasted3"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">os clientes da</span></span><span class="v1xxxxcontentpasted3"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">companhia</span></span><span class="v1xxxxcontentpasted3"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">passam a ser visíveis positivamente no mercado de crédito, </span></span><span class="v1xxxcontentpasted0"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">o que beneficiará especialmente aqueles cujas contas de energia são habitualmente pagas em dia</span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">.</span></span><span class="v1xxxxcontentpasted3"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span></p>
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<span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">A partir da inclusão, clientes com bom comportamento de pagamento junto à Cemig podem ser identificados pelos sistemas operadores de crédito, como bancos e financiadoras. Isso pode ajudá-los a obter melhores condições na hora de realizar suas compras, uma vez que a empresa compartilha o histórico de pagamento desses clientes com os birôs de crédito que fazem parte da Associação Nacional dos Bureaus de Crédito (ANBC), </span></span><span class="v1xxxxcontentpasted8"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">em conformidade com a </span></span><span class="v1xxxxcontentpasted8"><span style="font-size: 12pt; color: rgb(34, 34, 34); background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">Lei do Cadastro Positivo</span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> e de Privacidade e Proteção de Dados.</span></span></p>
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<span class="v1xxxxcontentpasted7"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">Desde 2019, o modelo de adesão ao Cadastro Positivo favorece mais de 22 milhões de pessoas no país. Esse número tende a aumentar com a entrada do setor de energia. </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">O cadastro reúne o histórico de crédito de consumidores e empresas, como em financiamentos, empréstimos, comércio, cartões de crédito e contas como as de luz. Desta forma, empresas podem oferecer juros menores aos consumidores que pagam pontualmente suas faturas.</span></span></p>
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<span class="v1xxxxnormaltextrun"><b><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">Cadastro Positivo</span></b></span></p>
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<span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">A inclusão no Cadastro Positivo é automática para todas as pessoas físicas e jurídicas que se relacionam com o mercado de crédito. Para o cliente que deseja consultar o Cadastro Positivo utilizando seu histórico de pagamento, para ser reconhecido como bom pagador no mercado e aumentar suas chances de conseguir crédito e benefícios, basta se cadastrar gratuitamente em um dos sites dos birôs de crédito:</span></span></p>
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<span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">- SERASA: </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background: lime;"><a href="https://www.serasa.com.br/cadastro-positivo" rel="noreferrer" style="color: blue; outline: 0px;" target="_blank"><span style="background: white;">serasa.com.br/cadastro-positivo</span></a></span></span></p>
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<span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">- BoaVista: </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background: lime;"><a href="https://www.consumidorpositivo.com.br/" rel="noreferrer" style="color: blue; outline: 0px;" target="_blank"><span style="background: white;">consumidorpositivo.com.br</span></a></span></span></p>
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<span class="v1xxxxnormaltextrun"><span lang="EN-US" style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">- Quod: </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background: lime;"><a href="https://www.quod.com.br/cadastro-positivo" rel="noreferrer" style="color: blue; outline: 0px;" target="_blank"><span lang="EN-US" style="background: white;">quod.com.br/cadastro-positivo</span></a></span></span></p>
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<span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">- SPC Brasil: </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background: lime;"><a href="https://www.spcbrasil.org.br/cadastropositivo/consumidor/" rel="noreferrer" style="color: blue; outline: 0px;" target="_blank"><span style="background: white;">spcbrasil.org.br/cadastropositivo/consumidor</span></a></span></span></p>
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<span class="v1xxxxnormaltextrun"><span lang="EN-US" style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">- TransUnion:</span></span><span lang="EN-US" style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background: lime;"><a href="https://www.transunion.com.br/pessoas" rel="noreferrer" style="color: blue; outline: 0px;" target="_blank"><span lang="EN-US" style="background: white;">transunion.com.br/pessoas</span></a></span></span></p>
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<b><span lang="EN-US" style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">Ferramenta para exercício da cidadania</span></b></p>
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<span class="v1xxxxnormaltextrun"><span style="font-size: 12pt;">A iniciativa</span></span><span class="v1xxxxcontentpasted4"><span style="font-size: 12pt;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt;">beneficia</span></span><span class="v1xxxxcontentpasted4"><span style="font-size: 12pt;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt;">toda</span></span><span class="v1xxxxcontentpasted4"><span style="font-size: 12pt;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt;">a</span></span><span class="v1xxxxcontentpasted4"><span style="font-size: 12pt;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt;">sociedade,</span></span><span class="v1xxxxcontentpasted4"><span style="font-size: 12pt;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt;">especialmente a população</span></span><span class="v1xxxxcontentpasted4"><span style="font-size: 12pt;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt;">de menor poder aquisitivo. É o que explica Douglas Heleno Penaforte, gerente de Privacidade e Proteção de Dados da Cemig. “O Cadastro Positivo permite que o cliente seja identificado como bom pagador, mesmo sem renda comprovada, e tenha possibilidades de crédito com menores juros em empréstimos e financiamentos”, comenta.</span></span></p>
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<span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">"A</span></span><span class="v1xxxxcontentpasted5"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">ssim, b</span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">oa parte dos mais de 9 milhões de clientes da</span></span><span class="v1xxxxcontentpasted5"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">Cemig</span></span><span class="v1xxxxcontentpasted5"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> e da população mineira economicamente ativa </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">passa a ter,</span></span><span class="v1xxxxcontentpasted5"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">por meio</span></span><span class="v1xxxxcontentpasted5"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">do relacionamento com a companhia, uma forma a mais</span></span><span class="v1xxxxcontentpasted5"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> de</span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> exercer sua</span></span><span class="v1xxxxcontentpasted5"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> </span></span><span class="v1xxxxnormaltextrun"><span style="font-size: 12pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">cidadania", completa o gerente.</span></span></p>
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Para mais informações sobre o Cadastro Positivo, acesse o <a href="http://www.anbc.org.br/" rel="noreferrer" style="color: blue; outline: 0px;" target="_blank" title="www.anbc.org.br">portal da Associação Nacional dos Bureaus de Crédito (ANBC</a>). </p>
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